The internet seems full of ads for free grants for just about any purpose imaginable – education, home repair, or starting a business, just to name a few. The ads go on to say that the money received from the grant does not need to be repaid, which makes the offers even more enticing. The Federal Trade Commission (FTC) warns that grant offers like these are scams more often than not. These ads are placed by scam artists in classifieds and on the internet, often with a web site to visit or a toll free number to call to claim the grant money. Other government grant scams are more direct with someone calling you to say you may be eligible for a government grant. Telephone ScamsWhether it is someone calling you to say that ppi judicial review you may be eligible for a grant, or you calling the toll free number from an ad, telephone government grant scams tend to work the same way. -They will congratulate you an being eligible for a grant -They will ask for identifying information, like your social security number, in order to check your eligibility-When they tell you that you have qualified, they may ask for banking information in order to charge a one time processing fee or to directly deposit the funds-Their “money back guarantee” will have conditions that are nearly impossible to meet-Instead of one application, they will send you a list of grantors that you have to contact yourselfWeb Site ScamsWatch out for web sites that provide bogus grant information.